The Reality

Sadly many people leave themselves fully exposed to the unfortunate effects of unexpected & prolonged illness, death, serious accidents and unemployment.

These people tend to adopt a 'bury their head in the sand approach' and mistakenly believe that it will never happen to them. The only response to that can be "Never say never!" Life is full of many unexpected surprises and challenges.

The key is to ensure that you do all you can today to minimise the impact of such unwanted events in the future.

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